How to realistically get into gigging?

[mikf]

If the facility demands it you have no choice, you either get insurance or you don't work there. If you are a typical musician, you may have little to worry about since lawyers don't waste time suing people with no money. If you have significant assets though, take care!  Outside the USA this may be much less of an issue, since liability lawsuits are much less common.
Mike

[Toril S]

Thank God this is not an issue in Norway!!